2021- Medicare Open Enrollment
October 15 – December 7, 2020
Understand your options, make informed choices, know your rights, save money
[San Juan Silver Stage | November 2020 | By Judy Dietrich and Eva Veitch, Region 10 Community Living Services]
It’s time for Medicare open enrollment which is October 15th thru December 7th. Now is the time to review your Part D Medicare Prescription plan and Medicare Advantage Plans. Unless you are new to Medicare: this is the only time you can make changes, enroll or switch plans to become effective January 1, 2021. We do not sell or endorse health plans.
The S.H.I.P. (State Health Insurance Assistance Program) volunteers at Region 10 are available to assist you reviewing your choices. Because of COVID-19, all appointments will be by managed by phone this year. Call 970-765-3129 and leave a message for one of the schedulers to call you back. We know this is not ideal, but it is working, and our dedicated volunteers are busy helping people M-F.
Medicare Prescription Plans
If you have original Medicare with a Part D prescription plan, you can switch to a new Medicare drug plan. Review the “Evidence of Coverage” and “Annual Notice of Change” your plan sends you each year in early fall. The notifications give you details about what the plan covers, how much you pay, any changes in coverage, costs and more. There are 27 Part D Prescription “Stand-Alone” plans available for 2021.
Medicare Advantage Plan
A Medicare Advantage Plan is another way to get your Medicare Part A and Part B coverage. The plans, sometimes called “Part C” are offered by Medicare-Approved private companies that must follow rules set by Medicare. This year there are changes to the companies offering Medicare Advantage Plans in this area. If you have a Medicare Advantage Plan, you should have received a letter stating those changes and your options. We can help answer your questions.
Seasonal Flu Prevention.
People who are 65 and older are at high risk of having serious health complications from the flu. Now more than ever, everyone needs to do their part to prevent the spread of the flu. Getting the flu shot helps protects you from getting the flu and keep you from spreading it to others and Flu shots are free for people with Medicare. It is covered under Medicare Part B preventative care.
Protect-yourself against Medicare fraud. Detect-possible fraud, errors and abuse.
Fraud and scam phone calls are on the rise. Never believe it when someone reaches out and says they’re with the Social Security Administration or Medicare, because it is likely not true. If you are ever in doubt call Medicare at 1-800-633-4227 or just remember 1-800-MEDICARE to verify if they called, you. Don’t share your Medicare Number or other personal information with anyone who contacts you by phone, email or by approaching you in person. If a stranger calls and asks for personal information; hang up. Be suspicious of those phone calls that come unsolicited. Don’t try to be nice or polite. Just hang up the phone.
There are also many new scams related to COVID testing, possible treatments and vaccines, DO NOT FALL FOR IT! If you have questions talk to your health care provider. If you have questions about your Medicare statements our counselors are here to help.
Report-suspected fraud, errors and abuse.
If you need more help, call us. Region 10 SHIP 970-765-3129